Our culture of subscription discipline and specialized experience are traditions that we are proud of and that differentiate us from our competitors in the market. We focus on subscription with benefits, not on premium volume. We specialize in complex risks where technical knowledge and its operation, of our intellectual capital, is a competitive advantage. We are committed to customer service, backed by a solid balance sheet and we have the discipline to subscribe to businesses that meet our terms and standards. We practice spending control, and we do it by spending the money as if it were ours. Teamwork allows the work to be done and we carry out the business with integrity, professionalism and pride.

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