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Even though many skeptics doubt about the existence of the progressive global warming due to the increasing concentration of greenhouse gasses such as, mainly, carbon dioxide, methane and nitrous oxide in the atmosphere; reality is that climate has changed in the last 50 years. This, considering the results of scientific researches that support that the increase of extreme climate events such as droughts, frosts, flooding, more intense hurricanes, tornados, from recent years are related to the planet temperature increase. In the

According to the results of the forecasts of IRI, NOAA and other international institutions   specialized in climate study: this summer, on the North hemisphere, and winter, in the South hemisphere, in 2015 the climate event El Niño on its Extreme condition, would cause significant changes in rainfall and temperature patterns in the American Continent. Now it’s time to count affectations in order to assimilate past events and to apply the acquired knowledge so as to benefit the crop insurance. El Niño